NEC Continuous Load

What Size Wire for a Tankless Water Heater?

An electric tankless heater is a large continuous load, and a whole-house unit is almost always split across multiple circuits. Here is the amperage by kilowatt, the typical wiring, and why the install manual has the last word.

Quick answer: Amps = kW ÷ volts, sized at 125% (continuous). An 18 kW unit draws ~75A, usually wired as two or three double-pole circuits: three at 40A of #8 Cu, or two at 50A of #6 Cu (#8 Cu only on 75°C-marked terminations); a 24 kW unit needs about three circuits of #6 Cu (#8 Cu only on 75°C-marked terminations). Small point-of-use units (3-6 kW) fit one 30A / #10 circuit. The install manual specifies the exact circuit count and size.

Why It Is a Multi-Circuit Load

A whole-house electric tankless heater pulls far more current than a single practical residential circuit can carry. An 18 kW unit at 240V is 75A, and at 125% for a continuous load that is nearly 94A of required circuit ampacity, more than a standard branch circuit and conductor would handle cleanly. So manufacturers divide the heater into equal element banks, each fed by its own double-pole breaker and conductor sized at 125% of its share. That keeps each wire at a workable gauge (usually #8 or #6) and is why you will see two, three, or four breakers dedicated to one heater. Follow the manual's wiring chart exactly.


Tankless Water Heater Amperage & Wiring by kW

At 240V. Circuit count and per-circuit wire are the typical manufacturer split; the actual unit's install manual is the code-required reference.

Total draw, circuit count, and the copper wire and smallest breaker per circuit by tankless kW (240V), at both termination columns
Unit RatingTotal DrawCircuitsPer CircuitWire, Breaker (60°C terminations or NM-B)Wire, Breaker (breaker and heater both marked 75°C)
3.5 - 6 kW (point of use)~15 - 25A1see FAQ#12 - #10 (non-continuous; see the FAQ)
11 kW45.8A145.8A#4 Cu, 60A#6 Cu, 60A
12 kW50A150A#4 Cu, 70A#6 Cu, 70A
13 kW54.2A154.2A#4 Cu, 70A#4 Cu, 70A
14 kW58.3A158.3A#3 Cu, 80A#4 Cu, 80A
14 kW58.3A229.2A#8 Cu, 40A#8 Cu, 40A
18 kW75A237.5A#6 Cu, 50A#8 Cu, 50A
18 kW75A325A#8 Cu, 35A#8 Cu, 35A
24 kW100A333.3A#6 Cu, 45A#8 Cu, 45A
27 kW112.5A337.5A#6 Cu, 50A#8 Cu, 50A
36 kW150A437.5A#6 Cu, 50A#8 Cu, 50A

Each circuit sized at 125% of its share (continuous), copper from NEC Table 310.16 by this site's wire-size engine, ground per 250.122. The right-hand column is the 75°C column, which on a circuit of 100A or less holds only where the breaker and the equipment are both listed and marked for 75°C conductors (NEC 110.14(C)(1)(a)); unmarked terminations and NM-B cable (NEC 334.80) take the 60°C column. The breaker is the smallest standard size that covers the share at 125%; where the manual names a larger breaker, size the wire to that breaker in the calculator below. Totals are the whole unit; wire per circuit is one of the equal banks. The install manual's chart specifies the exact split and governs.


Size a Single Circuit

It opens on the 40 A circuit of an 18 kW unit, sized to that breaker. For your unit, enter one circuit's breaker size from the install manual as the load and leave Continuous load off; if you enter the manual's per-circuit current instead, turn Continuous load on for the 125%.

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Not sure the panel can take it? Run a dwelling load calculation →


Frequently Asked Questions

What size wire do I need for an electric tankless water heater?

It depends on the kilowatt rating, and most whole-house electric tankless heaters are large enough to need more than one circuit. The unit is a continuous load, so each circuit is sized at 125% of its share of the current. A common 18 kW / 240V unit draws about 75A and is typically wired as three 40A circuits of ${ON_40}, or two 50A circuits of ${ON_50} (each circuit at least 125% of its share); a 24 kW unit draws about 100A and usually needs three circuits of ${S24.wire}. Small point-of-use units (3-6 kW) fit a single 30A / #10 circuit. The install manual specifies the exact number of circuits and the breaker size for each, and it governs.

How many amps does a tankless water heater use?

Divide the kilowatts by the voltage: an 18 kW unit at 240V draws 75A (18,000 / 240), a 24 kW unit draws 100A, and a 27 kW unit draws about 112A. Because it is a continuous load, the total circuit ampacity must be 125% of that. Whole-house electric tankless heaters commonly land between 80A and 150A total, which is why they are split across multiple breakers and why many homes need a service-capacity check or upgrade before adding one.

Why does a tankless water heater need multiple breakers?

Because the total current exceeds what a single practical residential circuit and conductor can carry. Rather than run one very large feeder, manufacturers split the load into two, three, or four equal double-pole circuits, each with its own breaker and conductor sized at 125% of its share. This keeps the wire at a manageable gauge (often #8 or #6 per circuit) and matches the heater's internal element banks. Wire each circuit exactly as the manual's chart specifies.

Will my electrical panel handle a tankless water heater?

Often not without a check. An electric tankless can add 80-150A of load, so on a 100A or 150A service it frequently forces a load calculation and sometimes a service upgrade. Run a dwelling load calculation (NEC 220.83) including the tankless draw before committing. A gas tankless avoids this entirely, needing only a small 120V circuit for the controls and igniter.

What size wire for a point-of-use tankless heater?

Small point-of-use electric tankless heaters (for a single sink, typically 3-6 kW) draw 12-25A and usually fit one dedicated circuit: a 3.5 kW / 240V unit is about 15A on a 20A circuit with #12, and a 6 kW unit is 25A on a 30A circuit with #10. A single-fixture point-of-use heater cycles briefly and is generally treated as a non-continuous load, so the 125% continuous sizing that governs a whole-house unit does not force the circuit up a size; still, confirm against the nameplate, which gives the minimum circuit ampacity. These small units are the exception; whole-house units are the multi-circuit case above.


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